BEWARE!

Don't be seduced and swayed by some of the crazy, unsubstantiated, radio promotions we hear every day. These golden-voiced pitch people seduce you with their well-worded, well-rehearsed BULL CRAP. We are constantly bombarded by ads about 'simple ' loan modifications . . . or the fun and joys of Vegas and gambling at various Indian reservations...or easy weight-loss programs -- that are guaranteed to work.

Many of you have probably already found out there is nothing simple about attempting to arrange a loan modification, especially if you put it in the hands of someone else. It's closer to a nightmare. According to a number of real estate brokers I've spoken with, only 8% of the loan modification attempts are actually granted.

The next time you are in Vegas . . . be honest and just look around in any direction. Other than the overpriced shows, you are NOT going to feel or see 'joy and wonderment' in the faces of the hordes of passerbys, frustrated gamblers or perturbed families. I've even heard promoters, on television, reminding us to 'gamble responsibly'. Talking about an oxymoron. Imagine if people did gamble responsibly? What if most people could stop after losing that first $5.00 or $50.00? Vegas would grind to an abrupt halt. Gamble responsibly . . . that's the last thing the casino would like to see.

Weight-loss programs, that are guaranteed to work. Yeah, right.

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